Home -> Value Added Services - ING I.Health...... Your Health... Your Wealth

Special Features

  • 24 hours, worldwide coverage (up to 90 days)

  • Comprehensive hospitalisation coverage.

  • Cashless access to medical care with Letter of Guarantee issuance (Applicable for Plan 2, 3 & 4)

  • Policy renewal up to 70 years of age.

  • Referral Emergency Assistance Program.

  • Exclusively available to your through your employer

  • Product Portability - continuity of coverage

Schedule of Benefits
  Plan 1
(RM)
Plan 2
(RM)
Plan 3
(RM)
Plan 4
(RM)
In Hospital Care        
a) Hospital Room and Board (daily limit up to 120 days max per disability) 60 100 150 250
b) Intensive Care Unit (daily limit up to 20 days max per disability) 250 250 250 350
c) Hospital Supplies and Services

As charged subject to self insured deductible on a per admission basis*

d) Surgical Fees
e) Anaesthetic Fees
f) Operation Theatre Charges
g) In Hospital Physician's Visit (daily limit up to 120 days max per disability)
h) Hospital Service Tax (on eligible Room & Board Charges) 5% 5% 5% 5%
Out of Hospital Care        
a) Pre-Surgical / Medical Diagnostic Test (within 60 days)

As Charged

b) Pre-Surgical / Medical Specialist Consultation (within 60 days)
c) Second Surgical Opinion
d) Post - Hospitalisation Treatment (up to 60 days maximum per disability)
e) Emergency Outpatient Accidental Treatment
    (within 24 hours up to 60 days from date of Accident)
f) Outpatient Cancer Treatment
g) Outpatient Kidney Dialysis (maximum of RM2,000 per month for Home Dialysis)
h) Daycare Procedure
i) Accidental Dental Treatment (within 24 hours up to 14 days from date of Accident) 100 100 100 100
j) Ambulance Fee (Max per disability) 250 250 250 250
k) Emergency Outpatient Treatment (maximum per disability) 100 100 100 100
Overall Annual Limit per policy Year 10,000 30,000 60,000 120,000
Life time limit 30,000 90,000 180,000 360,000
Compassionate Allowance 3,000 3,000 3,000 3,000
Deductible Amount Plan 1
(RM)
Plan 2
(RM)
Plan 3
(RM)
Plan 4
(RM)
In Hospital Care        
Self Insured Deductibel Per Admission 300 400 500 600
         
Premium Rates (RM)        
         
  Payment
Mode

Age Group (years)

0 - 5 6 - 15 16 - 21 22 - 29 30 - 39 40 - 49 50 - 54 55 - 59 60 - 64 65 and
above
Plan 1 Annual
Semi Annual
Quarterly
Monthly
203
NA
NA
NA
153
NA
NA
NA
203
NA
NA
NA
231
NA
NA
NA
268
NA
NA
NA
310
NA
NA
NA
482
NA
NA
NA
565
288
145
49
660
337
170
58
828
42
213
72
Plan 2 Annual
Semi Annual
Quarterly
Monthly
270
NA
NA
NA
203
NA
NA
NA
270
NA
NA
NA
307
NA
NA
NA
358
NA
NA
NA
413
NA
NA
NA
643
328
166
56
753
384
194
66
879
448
226
77
1104
563
284
97
Plan 3 Annual
Semi Annual
Quarterly
Monthly
321
NA
NA
NA
241
NA
NA
NA
321
NA
NA
NA
413
NA
NA
NA
527
269
136
46
582
297
150
51
831
424
214
73
955
487
246
84
1273
649
328
111
1515
773
390
133
Plan 4 Annual
Semi Annual
Quarterly
Monthly
656
335
169
57
500
255
129
44
656
335
169
57
740
377
191
65
909
464
234
80
1357
692
349
119
1696
865
437
148
1959
999
504
171
2544
1297
655
223
2847
1452
733
249
                    For Renewal Only
Note:
  • The premium indicated is based on the attained age of the insured which shall be the age at the nearest birthday of the insured at the effective date.
  • Premiums are not guaranteed and will vary according to the attained age of the insured.
  • NA - Not applicable.

* Monthly deduction is only applicable via salary deduction.

WE ARE PLEASE TO INVITE YOU TO JOIN THIS SCHEME
FOR A LIFETIME PROTECTION!!!

For more information or registration, please kindly contact us.

 

 

 
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